Lending
Why Choose Us?
At Peak Private Lending, we don’t just fund deals — we help investors succeed. With over 35 years of real-world, boots-on-the-ground experience in residential and commercial real estate, our team understands what it takes to close, renovate, and exit a project profitably. We are investors first, lenders second — and that difference matters.
Unlike banks and traditional hard-money lenders, Peak Private Lending is an asset-based, relationship-driven direct lender. We focus on the property, the numbers, and the exit strategy — not rigid formulas or unnecessary red tape. If a deal makes sense, we find a way to structure it.
Check out our Private Lender Players Club:
To all Real Estate Investors beginners or seasoned who want to get more information on how to get financing for your deals as well as how to structure your deal for fast financing. We have created a meeting where investors can bring deals to get funding from one of NJ’s Premier Direct Private Lender in the industry over the past 14 years by Glen Gallucci. Our exclusive members will have direct access to Glen and his Team every month. Please click the link for more information about our meeting. https://www.meetup.com/Peak-Private-Lending-Players-Club/
What sets us apart
Experience You Can Rely On
Decades of hands-on investing, underwriting, construction oversight, and market knowledge — especially in New Jersey and surrounding markets.
Fast, Flexible Funding
Streamlined approvals, quick closings, and customized loan structures designed to keep your project moving.
Investor-Focused Lending
Whether you’re a seasoned pro or a first-time investor, we take the time to review your deal, help you analyze the numbers, and avoid costly mistakes.
More Than a Lender — A Partner
Our team provides guidance, insight, and real-world perspective to help maximize profits and minimize risk.
Little Experience? Poor Credit? Little Money? – No Problem
Our business was built on providing investors with the funds they need for acceptable deals
All projects must be 60-70% Loan To Value
Our Lending Program:
- No Monthly Payments
- No Credit Checks
- No Bank Statements
- No Personal Guarantees
- JV Opportunities
- 100% Financing Program
*To qualify for our 100% Financing Program Project must be 60-65% LTV.
Criteria:
- Investor Must Fill Out Full Loan Application
- Send property photos
- Thorough Scope of Work
- Comparable! Comps
- 60-70% LTV
- Not Flood Zone Area
- No Fire Damage
- No Structural Problems
- Not on a Main Street or Commercial Area
- No Extreme Rural Area
- No Leaking Underground Oil Tank
- No Funky house or Neighborhood.